With skyrocketing college tuitions, American students feel overwhelmed by debt. Low entry salaries and an uncertain job market are not helping young professionals. Is bankruptcy the solution?

You might want to know why this website exists in the first place, and why it is called Middle Class Crunch. We are here to serve all middle class people of America. Let us explain our "raison d'etre".

The benefits of maintaining a high credit score cannot be stressed enough if you aim at borrowing money for a home, car or other high priced item. Too often we destroy our precious credit score when we're young then spend the rest of our lives trying...